SSS Contribution Table 2025 — How Much to Pay

Published: 2026-05-01 · Updated: 2026-05-01 · SuweldoKo

How much is the SSS contribution in 2025?

In 2025, SSS contributions are 4.5% of the Monthly Salary Credit (MSC) for the employee share, with a maximum MSC of PHP 35,000. The maximum monthly employee contribution is PHP 1,575. The total contribution rate (employee + employer) is 14% of MSC.

SSS Contribution Rates 2025

The official SSS contribution schedule uses stepped Monthly Salary Credit (MSC) brackets. The table below shows selected brackets as a reference. The employee share is always 4.5% of the MSC, capped at PHP 1,575 (maximum MSC: PHP 35,000).

Monthly Salary Range	MSC	Employee Share (4.5%)	Employer Share (9.5%)
PHP 4,000 – PHP 4,249.99	PHP 4,000	PHP 180	PHP 380
PHP 4,250 – PHP 4,749.99	PHP 4,500	PHP 202.50	PHP 427.50
PHP 14,750 – PHP 15,249.99	PHP 15,000	PHP 675	PHP 1,425
PHP 29,750 – PHP 30,249.99	PHP 30,000	PHP 1,350	PHP 2,850
PHP 34,750 and above	PHP 35,000	PHP 1,575	PHP 3,325

Calculator note: The SuweldoKo calculator applies the 4.5% rate directly to your gross salary (capped at PHP 35,000 MSC), which produces the same result as the stepped table for most salary levels. For exact bracket-level contributions, refer to the official SSS contribution schedule at sss.gov.ph.

Key Rules

The MSC ceiling of PHP 35,000 means that employees earning above PHP 34,750 per month all pay the same maximum contribution of PHP 1,575. The employer pays a higher share (9.5%) compared to the employee (4.5%), making the total contribution rate 14% of MSC.

Voluntary Members

Freelancers, self-employed individuals, and OFWs may register as voluntary SSS members and pay both the employee and employer shares, for a total of 14% of their chosen MSC.

Common Questions

Mga Karaniwang Tanong

How much is the SSS contribution in 2025?▾

The employee SSS contribution is 4.5% of the Monthly Salary Credit (MSC), with a maximum MSC of PHP 35,000. The maximum monthly employee contribution is PHP 1,575.

What is the SSS Monthly Salary Credit (MSC)?▾

The MSC is the basis for computing SSS contributions and benefits. It is determined by your actual monthly salary rounded to the nearest MSC bracket. The current minimum MSC is PHP 4,000 and the maximum is PHP 35,000.

Is SSS contribution tax-deductible?▾

Yes. SSS contributions paid by employees are deductible from gross compensation income when computing income tax. This reduces your taxable income and therefore your income tax liability.

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