PhilHealth Contribution 2025 — Premium Rate Guide

Published: 2026-05-01 · Updated: 2026-05-01 · SuweldoKo

How much is the PhilHealth contribution per month?

The PhilHealth premium rate is 5% of monthly basic salary, split equally between employee and employer at 2.5% each. The minimum monthly salary basis is PHP 10,000 (minimum contribution: PHP 250) and the maximum is PHP 100,000 (maximum contribution: PHP 2,500 per employee).

PhilHealth Premium Rate 2025

Monthly Basic Salary	Premium Rate	Employee Share	Employer Share
PHP 10,000 and below	5%	PHP 250	PHP 250
PHP 10,001 – PHP 99,999	5%	2.5% of salary	2.5% of salary
PHP 100,000 and above	5%	PHP 2,500	PHP 2,500

Computation Example

Monthly salary: PHP 30,000. PhilHealth premium: PHP 30,000 × 5% = PHP 1,500 total. Employee share: PHP 750. Employer share: PHP 750.

Coverage

PhilHealth membership provides access to inpatient and outpatient benefits, including hospitalization, surgery, maternity, and select outpatient packages. Dependents (spouse, children, parents) are automatically covered under the member's account.

Common Questions

Mga Karaniwang Tanong

How much is the PhilHealth contribution per month?▾

PhilHealth premium is 5% of monthly basic salary, with the employee paying 2.5% and the employer paying 2.5%. Minimum contribution is PHP 250 (based on PHP 10,000 floor) and maximum is PHP 2,500 (based on PHP 100,000 ceiling).

What is the PhilHealth salary floor and ceiling?▾

The salary floor for PhilHealth computation is PHP 10,000 and the ceiling is PHP 100,000. Employees earning below PHP 10,000 are computed as if earning PHP 10,000. Those earning above PHP 100,000 pay the maximum contribution.

Is PhilHealth contribution mandatory?▾

Yes. PhilHealth contributions are mandatory for all employed workers in the Philippines. Kasambahay (household workers) have their contributions paid entirely by the employer.

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